Checking Accounts

Personal Accounts

The State Bank of Viroqua has designed several personal checking account programs to meet your individual needs. All of our personal checking accounts offer the following features:

  • Pulse™ Card and CheckCardSM; availability
  • Wide selection of check designs
  • Monthly statements
  • Direct deposit and Bank-by-Mail service
  • Ready Reserve Overdraft protection

Advantage Checking
This is a non-interest-bearing account with no monthly maintenance fee, per check charge or minimum balance requirements. Your checks are not returned with your statement and the minimum opening deposit is $50.

Regular Checking
A non-interest-bearing account with a minimum daily balance requirement of $500. Checks are returned to you with your monthly statement. A monthly service charge and per check fee is assessed to the account if the balance falls below the required minimum.

Now Account
This is an interest-bearing account with interest credited every month. An initial deposit of $750 is required to open the account and a $750 daily deposit balance is needed to waive service charges.

Classic Club NOW Account
This is an interest-bearing account with interest credited every month. An initial deposit of $5,000.00 into this account or must be linked with other deposit account(s) with The State Bank of Viroqua that maintain a $5,000.00 balance.

* To open an account click here

Business Accounts
We always welcome the opportunity to serve the business community in our area. Our bankers will work with you in setting up the most appropriate services and accessories for your business checking account.

Basic Business Checking
This account is non-interest-bearing. A $5 per month maintenance and check fees apply to this account. A minimum deposit of $100 is needed to open the account.

Money Market Accounts

Our money market accounts are variable rate deposit accounts that earn at a rate based on your account balance. Whether you choose our Money Market or the Premier Money Market, you can be assured that you will be earning a competitive interest rate. These accounts have limited check writing and transfer abilities. The account is limited to six withdrawals per statement cycle of which three may be made payable to third parties.

* To open an account click here Current Rates



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